Recovery Of Money Services In today's liberalized business environment, loans and borrowings are easily available. With the growing financial and economic activities, there has been rise in bad debts as well. Though, all the financial institutions, banks and other money lenders carryout basic verifications, yet the habitual defaulters succeed not only in availing loans and finances while submitting false, fabricated and manipulated documents but such defaulters also are clever enough to avoid/delayed payments of legitimate dues while adopting one or the other tricks or tactics.